Welcome! Here You Can Find Great Information on Riverside and Moreno Valley California Real Estate Call Today! (951)522-2216
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I am a full service broker associate. My goal is to help you achieve yours. I specialize in the most cutting edge Real Estate technology available. I have the marketing and negotiation skills necessary to achieve the best for you. My team and I conduct business according to our values. We value honesty, integrity, and professionalism. With me you get service before, during, and after the transaction. My team and I are the area resource specialists. We can help you to locate any local service you need. Getting you plugged into a new community couldn't be easier. We are an excited group and are ready to work for you. Call me for all your Real Estate needs.
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|  | | | City of Riverside | |
 Welcome to Riverside Founded in 1870 by John North and a group of Easterners who wished to establish a colony dedicated to furthering education and culture, Riverside was built on land that was once a Spanish rancho. Investors from England and Canada transplanted traditions and activities adopted by prosperous citizens: the first golf course and polo field in Southern California were built in Riverside. The first orange trees were planted in 1871, but the citrus industry Riverside is famous for began two years later when Eliza Tibbets received two Brazilian navel orange trees sent to her by a friend at the department of Agriculture in Washington. The trees thrived in the Southern California climate and the navel orange industry grew rapidly. Within a few years, the successful cultivation of the newly discover navel orange led to a California Gold Rush of a different kind: the establishment of the citrus industry, which is commemorated in the landscapes and exhibits of the California Citrus State Historic Park and the restored packing houses in the Downtown's Marketplace district. By 1882, there were more than half a million citrus trees in California, almost half of which were in Riverside. The development of refrigerated railroad cards and innovative irrigation systems established Riverside as the wealthiest city per capita by 1895.  Welcome to Moreno Valley On December 3, 1984, the City of Moreno Valley was officially incorporated as a California general law municipality. The charter City Council was also elected that year: Bob Lynn, Judith A. Nieburger, Steven Webb, J. David Horspool (the first Mayor Pro Tem), and Marshall C. Scott (the first Mayor). The City Seal was adopted by the new City Council in 1985. Dominated by the familiar Box Springs Mountain (with the distinctive "M"), the seal design is actually a composite of three winning entries from a citywide contest. The artists were: Robert J. Vasquez, Penny Fithian and Nancy Edwards. The City Motto, "People, Pride, Progress," was suggested by the League of California Cities.  Welcome to Corona The Corona community sits ideally at the base of the mountainous Cleveland National Forest in Western Riverside County near the Orange County border. Only 45 miles southeast of Los Angeles, the city is conveniently located at the junction of the 15 and the 91 freeways, offering easy access to all of Southern California. Residents enjoy great neighborhood amenities that include shopping centers, a public library, a senior center and 275 acres of parkland. 35 parks throughout the city provide a variety of opportunities for families with basketball courts, sports fields, playgrounds, tennis courts, skate parks, and an outdoor pool. There are four public, 18 hole golf courses in the city. The city has wonderful community programs that they offer year-round. You will find a sophisticated city with all the elements of small town warmth. Corona students attend schools in the Corona-Norco Unified School District, which is one of the fastest growing districts in Southern California. Four high schools, five intermediate schools, 22 elementary schools and three alternative schools serve over 37,000 students. The district ranks third in student achievement out of the 23 school districts in Riverside County. Higher education opportunities include 28 public and private colleges and universities within a 45-minute drive of the city.   |  | | Historic Mission Inn |
 
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Interest Rates >Locking in Loan Rates
It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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What is the earliest residential building that remains in Manhattan?
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Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783. |
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